Couples Car Insurance Equals Love And Savings}

Couples car insurance equals love and savings

by

Dylan Ross

An old song from the early 20th century goes: “Love and marriage, love and marriage, go together like a horse and carriage.” We don’t drive horses and carriages any more, but the vehicles we do drive can be protected less expensively with couples car insurance. That’s right: Married couples and couples in domestic partnerships find they qualify for some significant discounts when they look for a cheap online car insurance quote.

How so? According to the statistics that drive premium costs for all insurance companies, driving couples exhibit certain common traits that reduce risk:

* People in stable relationships such as marriage or domestic partnership are more mature

* Couples with children tend to drive safer to protect their offspring

* Couples drive less individually because they switch off driving duties

* Couples with two cars can get discounts for having multiple vehicles.

In fact, getting married or registering a domestic partnership is considered such a sign of maturity that even couples younger than 25 – the typical age-related category where lower premiums start – can pay less with couples car insurance than their single friends do.

Other factors can boost the savings with couples car insurance. If both partners have good driving records, that can earn you a good driver discount. If one or both partners are still in college, good student discounts may be available with a B average or better.

The choice of a car can be significant if you are planning to have children in the near future. Family vehicles are typically larger and have more safety features than sports cars or other models, a factor that will immediately qualify you for a cheaper couples car insurance.

The one situation where a couple may find it difficult to obtain a cheap online car insurance quote is if one of the partners has a poor driving record. Getting a cheap online car insurance quote would also be difficult if one of the partners has a car model that attracts a much higher premium. If either of these situations applies to you and your partner, obtaining a couples car insurance is inadvisable. In fact, you’ll probably do better by keeping your car insurance separate for the moment; once the partner becomes a better driver or trades in that luxury vehicle for a family model, only then does it make sense to go in for couples car insurance.

The one sure way to find out if this option will save you money is to get a cheap online car insurance quote. Fortunately, it isn’t necessary to visit multiple car insurance company web sites in order to get a cheap online car insurance quote. One application submitted through an insurance aggregator website will bring plenty of free quotes to your email box. Then you and your partner can look them over together to see what kind of insurance will be the best for you both.

You’ve found the love of your life, so now’s the time to start reaping the benefits of being a couple. Whether married or in a domestic partnership, a

cheap online car insurance quote

will show how much you can save together on vehicle coverage. If you are looking for

couples car insurance

, check out what Cheaper Car Insurance has to offer.

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Couples car insurance equals love and savings

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